Starlight is the financial OS for web3 teams. We help you set up your crypto wallets, exchange crypto <> fiat, manage on & off-chain expenses, and integrate with existing financial stacks in a secure and compliant way. Your Starlight account comes with the following:

• Unified custody for both crypto & fiat
• Instant on/off-ramps with automatic gains & losses calculations
• Native Gnosis Safe integration
• ACH, wire, and check payments
• Unlimited corporate cards
• Robust on & off-chain expense management
• Automated payments
• Accounting integrations
• …and much more

You will need a legal U.S. entity with the following information to get started:

For you: 1) SSN or passport number, 2) Proof of identity (an image of your driver's license, passport, or state ID)

For the entity: 1) Federal EIN with a confirmation letter, 2) Formation document, 3) DBA document (if applicable), 4) List of all the beneficial owners and their personal information

It takes less than 20 minutes to go through our onboarding forms. If your information matches our records, you will be pushed through immediately by our automated system. If not, we’ll ask for further documentation and get back to you in less than 24 hours.

We work with Zero Hash to provide custodial services on our platform. Customer assets are held 1:1. As a Bitlicensee, Zero Hash must custody funds in accordance with 23 CRR-NY 200.9 and comply with GAAP accounting rules, both of which demand that crypto assets are held 1:1. Zero Hash must prove its compliance with these requirements by submitting to regular examinations and providing annual audited financial statements to all of its regulators.

In addition, Starlight is also built from the ground up to be fully compatible with non-custodial wallets such as Gnosis Safe and Metamask. If you choose not to use our wallets for custody, you can still use our payment rails and on/off-ramps to work with your non-custodial wallets.

Yes, your funds in dollars are FDIC insured. Starlight works with FDIC-insured banks to store your fiat deposits. For crypto, we cannot provide FDIC insurance as digital currency is not considered legal tender. That said, we take extreme precautions to make sure that your funds are safe in both your custodial and non-custodial wallets.

Yes, Starlight is designed so you don’t need to use any of our centralized services. You can use Starlight as a dashboard to manage your on-chain funds and expenses across multiple wallets, such as Gnosis Safe and Metamask.